New Delhi, March 22 -- Have you wondered what would you do if you face difficulties in raising your credit score? Apart from the standard tricks of paying bills on time and clearing your outstanding c... Read More
New Delhi, March 22 -- Improving your CIBIL score (or credit score) requires consistent effort and responsible financial behaviour over time. For instance, Ajay Gupta, a Bengaluru-based software engin... Read More
New Delhi, March 22 -- Just as being wealthy is no guarantee for an excellent credit score, being unemployed is also no certainty for the poor credit score. There is not denying the fact that it is h... Read More
New Delhi, March 22 -- Before opening a fixed deposit (FD) account, depositors are meant to compare the interest rates offered by different commercial banks. Typically, the interest rates of most bank... Read More
New Delhi, March 21 -- Digital banking has brought a paradigm shift to the way we carry out financial transactions. The collateral damage, however, is the spate of frauds that accompany it. To minimis... Read More
New Delhi, March 21 -- Getting mistakes on your credit report rectified is important to maintain your financial health. For example, outstanding bill of one credit card may be reflected in your credit... Read More
New Delhi, March 21 -- Several warning signs can indicate potential credit score problems. Being aware of these signs can help you take proactive steps to address any issues before they significantly ... Read More
New Delhi, March 21 -- Have you ever imagined what would happen if your identity is stolen misused. It could have far more ramifications than one can imagine. The one who steals the identity can use i... Read More
New Delhi, March 21 -- Although utility bill payments are not reported to the credit bureaus, these payments may have some impact, albeit indirectly, on the credit score. So, utility bills can impact... Read More
New Delhi, March 20 -- In the context of credit reports, such as those generated by CIBIL, there are two types of inquiries: hard inquiries and soft inquiries. These inquiries have different purposes ... Read More